diff --git a/src/components/AdvisorPanel.tsx b/src/components/AdvisorPanel.tsx
index 5f3a134..30d536d 100644
--- a/src/components/AdvisorPanel.tsx
+++ b/src/components/AdvisorPanel.tsx
@@ -81,7 +81,7 @@ export function AdvisorPanel({ row }: { row: Row }) {
       <div className="space-y-4 px-4 py-4">
         <div className="grid grid-cols-2 gap-4">
           <Row2 label="Amount" value={money(amount)} />
-          <Row2 label="Rate" value={pct(roi)} hint={roi !== null && roi > 14.5 ? 'deviation-priced' : 'standard grid'} />
+          <Row2 label="Rate" value={pct(roi, 2)} hint={roi !== null && roi > 14.5 ? 'deviation-priced' : 'standard grid'} />
           <Row2 label="Tenor" value={tenure !== null ? `${tenure} months` : ''} hint="shortest that stays in policy" />
           <Row2 label="Instalment" value={money(emi)} />
         </div>
diff --git a/src/components/EvidencePanel.tsx b/src/components/EvidencePanel.tsx
index 05542cd..8e83294 100644
--- a/src/components/EvidencePanel.tsx
+++ b/src/components/EvidencePanel.tsx
@@ -2,7 +2,7 @@ import { AlertTriangle, Check, Cpu, Scale, X } from 'lucide-react';
 import { Badge, Card, Facts } from './core';
 import type { Row } from '../api/types';
 import { POLICY } from '../api/config';
-import { money, moneyShort, num, pct, ratio, ratioPct, reasonCodes, str } from '../format';
+import { moneyShort, num, pct, ratio, ratioPct, reasonCodes, str } from '../format';
 
 /**
  * The evidence panel — why the machine decided what it decided.
@@ -323,30 +323,11 @@ export function EvidencePanel({ row }: { row: Row }) {
         </section>
       )}
 
-      {/* The advisory offer, if the advisor has run. Also violet — it is a
-          suggestion, and it lives in different columns from the committed
-          offer precisely so it can never be mistaken for one. */}
-      {num(row.ai_suggested_amount) !== null && (
-        <section className="lift rounded-lg border border-ai-edge bg-ai-soft">
-          <header className="flex items-center gap-2 border-b border-ai-edge px-4 py-3">
-            <Cpu className="h-4 w-4 text-ai" />
-            <h2 className="text-sm font-semibold text-ai">Suggested structure</h2>
-            <span className="ml-auto text-[11px] text-ai/70">non-binding — the RM decides</span>
-          </header>
-          <div className="px-4 py-4">
-            <Facts
-              cols={2}
-              rows={[
-                { label: 'Amount', value: money(row.ai_suggested_amount) },
-                { label: 'Rate', value: `${ratio(row.ai_suggested_roi)}%` },
-                { label: 'Tenure', value: `${str(row.ai_suggested_tenure)} months` },
-                { label: 'Indicative EMI', value: money(row.ai_suggested_emi) },
-                { label: 'Rationale', value: str(row.ai_rationale), wide: true },
-              ]}
-            />
-          </div>
-        </section>
-      )}
+      {/* NB: the advisory structure used to be rendered here too. It now lives
+          ONLY in AdvisorPanel (right-hand column), which shows the same figures
+          plus whether the manager who issued the offer took the advice or
+          departed from it. Two cards carrying one recommendation made the
+          screen look like two separate recommendations. */}
     </div>
   );
 }